Don’t miss these important year-end deadlines
As 2025 draws to a close, your financial to-do list doesn’t have to be complicated. With a little planning, you can maximize your savings, minimize your tax burden, and stay on track with your financial goals.
Here are a few important reminders to check off your list:
Maximize registered savings. If you’re saving for your first home or your child’s education, top up your contributions to your First Home Savings Account and/or your child’s Registered Education Savings Plan before December 31 to secure tax benefits and government grants.
Make a charitable donation. ‘Tis the season to give—so if you want to get a donation receipt (for this year) that you can claim on your tax return in the spring, be sure to give those charitable donations by December 31.
Schedule a financial review. Get expert advice from an Educators financial advisor on your investment, financial, and estate plans to ensure you’re on track to meet all of your goals for the year ahead, and beyond. Book a complimentary consultation today: https://bit.ly/4ikfY4Z.

Final call: Nominate an Education Hero and they could win!*!
To celebrate 50 years of exclusively serving Ontario’s education community,
Educators Financial Group is giving away 50 prizes of $500* to education heroes
across the province!
Visit https://bit.ly/4acSM6q to nominate someone who you know is deserving.
Contest closes December 31, 2025.
Educators Financial Group has been offering financial planning and a wide selection of investing and lending products and services exclusively to education members and their families since 1975. It is this strong history that has enabled them to become the education community’s financial specialist — empowering educators to achieve their financial goals.
*Terms and conditions apply. Fifty winners will be selected to win $500 by an Educators Financial Group judging committee based on their nomination. Odds of winning are partially dependent on the number and quality of eligible entries received by the closing date. Contest closes December 31, 2025. View full terms and conditions.
Winter-proofing 101: Ways to prepare your home for the cold

As winter approaches, Canadians understand that while the beauty of snow-covered landscapes is enchanting, it also brings the challenge of keeping our homes safe and warm. Cold weather can present significant risks to both property and personal safety. From freezing temperatures to heavy snowfall, it's important to prepare your home for the upcoming season. Here's a handy checklist of cold weather safety tips to ensure you're ready for the winter months.
Read more at www.otip.com/article197. #OTIPUpdate
Celebrate the holiday season with a bonus offer!
For the month of December, receive a $30 gift card when you get a car, home, or leisure insurance quote.
Get a quote or call 1-888-892-4935 and mention this offer.

LAST CALL To celebrate 50 years of serving Ontario’s education community, (please tag @Educators Financial Group on Facebook or @EducatorsFG on X/Instagram) is giving away 50 prizes of $500* to education heroes across the province! Nominate your hero today at https://bit.ly/4oZGJ0N. Contest closes Dec 31. #EFGtips

Celebrate the holiday season with a bonus offer!
For the month of December, receive a $30 gift card when you get a car, home, or leisure insurance quote from
(please tag @OTIP on Facebook, @OTIP_Insurance on X, or @otip_insurance on Instagram)!
Get a quote: https://bit.ly/48kxXDL